You don’t have to do it all today
Most people put off switching finance apps for one reason: the thought of sitting down and importing twenty years of history in a single evening.
Skip it. Start with this month.
PennyBolt takes your statements in any order. Import this year tonight, decide in March that you want 2019 after all, and drop it in then. Your balances stay correct the entire time — and the beginning of your books quietly moves backward as older history arrives.
That means switching isn’t a project you have to schedule. It’s something you can start in ten minutes and finish whenever you feel like it.
From Quicken
PennyBolt reads Quicken QIF files directly — and imports more than just transactions. Your payees, categories, and full organizational structure come over intact.
How it works:
- Export your data from Quicken (QIF format)
- Open PennyBolt and choose “Import”
- Drag in your Quicken file
- Review the preview — transactions, payees, and categories mapped automatically
- Confirm and you’re done
What comes over: Transactions. Payees. Categories. All of it. PennyBolt preserves your Quicken organizational structure so you don’t have to rebuild from scratch.
Got 10 years of history? Use Trust Import to bulk-reconcile thousands of imported transactions in one click. No checking boxes one by one.
From Mint
Mint is gone, but your data doesn’t have to be. If you exported your Mint data before the shutdown, PennyBolt can import it.
If you still have your Mint export files, PennyBolt will put them to work — transactions, categories, and account groupings.
From your bank
Don’t have data in another finance app? Start fresh with your bank’s own downloads.
Most banks offer one or more of these:
- OFX/QFX files — the standard bank download format. PennyBolt reads these natively.
- PDF statements — PennyBolt extracts transactions from PDF bank and credit card statements. No manual entry.
Log into your bank, download your recent statements, and drag them into PennyBolt. Drop one file or a whole folder — PennyBolt handles it.
Before you commit: PennyBolt previews every import — transaction counts, date ranges, accounts detected. See exactly what you’re getting, then confirm when you’re ready.
Starting fresh
No data to import? That’s fine too.
Add transactions manually, or import files from your bank whenever you’re ready.
And “later” genuinely means later. Years from now you can drop in a statement from before you ever started, and PennyBolt will fold it in and extend your history backward — no rebuilding, no starting over, no penalty for having begun small.
What about duplicates?
PennyBolt’s import engine is built to handle re-imports safely. If you import the same file twice, or import overlapping date ranges from different sources, PennyBolt detects and skips duplicates automatically.
PennyBolt also compares your imported transactions against your bank’s reported balance. If something’s missing — a transaction your bank omitted from the export — you’ll know immediately, not three months later.
Import with confidence. Your data stays clean.
What you keep
No matter which path you take, you keep:
- Full transaction history — every transaction, every account
- Categories and payees — your organizational structure, intact
- Original source data — PennyBolt preserves what your bank or app sent, so you can always trace back to the original