Import Your Financial History into PennyBolt

PennyBolt reads the files you already have — Quicken QIF exports, OFX and QFX bank downloads, and PDF statements from supported banks. What each format carries, and where to start.

Switching to PennyBolt › Importing your data

PennyBolt imports files you already have — a Quicken QIF export, an OFX or QFX download from your bank, or a PDF statement from one of the banks it reads. There is no “connect to your bank” step, so no credentials are handed to anyone: you download a file, drag it into PennyBolt, review a preview of everything it found, and commit it. Nothing is written to your file until you say so.

What PennyBolt can take, at a glance

For what each format actually carries across — payees, categories, transfers, and the things that don’t come with them — see Which format should I use? .

Which of the five pages below to read depends on what file you are holding, not on the order they happen to be listed in. If you already know your format, go straight to its page: a Quicken export goes to the QIF page, a bank download goes to the OFX or QFX page, and a bank statement PDF goes to its own page, which recognizes only Synchrony Bank, Bank of America, and First Tech Federal Credit Union today. If you are not sure which applies to you, start with Which format should I use? , whose decision tree exists for exactly that question.

Whichever format brought you here, read Re-importing safely once you have done your first import. It explains how PennyBolt tells a genuine new transaction from one it has already seen, which matters the moment you download an overlapping date range from your bank rather than a clean, non-overlapping one.

Don’t have PennyBolt yet?

These pages describe the import as it works in the shipping app. PennyBolt isn’t available to download yet — see what it costs and get the download link on day one . It’s $79 once, with a 60-day trial, and your history stays in a single file on your own computer.

• Which format should I use?

  A thirty-second decision tree for getting your money into PennyBolt, plus what each format actually carries across: transactions, payees, categories and transfers.

• Bank downloads (OFX / QFX)

  PennyBolt reads OFX and QFX files downloaded straight from your bank — no aggregator, no bank-feed subscription, no credentials handed to a third party.

• PDF statements

  When a bank offers nothing but PDFs, PennyBolt extracts the transactions from the statement itself — Synchrony, Bank of America and First Tech today — and checks its own arithmetic against the totals the bank printed.

• Import your Quicken history (QIF)

  PennyBolt imports QIF files exported from Quicken — accounts, transactions, payees and categories in a single pass, with both sides of a transfer intact. Step by step, including what does not come across.

• Re-importing safely

  Import a file PennyBolt has seen before and it skips what it recognizes — matching on date, amount and payee, and showing you every match in the preview before anything is written.